Looking for Financing Options? Take a Personal Loan in Kolkata
Posted by Finance on May 22nd Evan Tattersall Bears Jersey , 2017


Kolkata, formerly called Calcutta, is the capital city of West Bengal. It has earned the sobriquet of ‘City of Joy’, and is commonly referred to as the ‘Paris of the East’ owing to its perfect blend of culture and tradition.


Are you short of cash to fund your son’s wedding? Or looking for ways to pay off the debt? At Bajaj Finserv, you can avail a Personal Loan in Kolkata to meet the demands of a developing city. These steps will take you through the process of applying for a loan in your city.




Exclusive Features


When you apply for a Personal Loan in Kolkata DeSean Jackson Bears Jersey , you will avail the following benefits.


Cash at your disposal in a short time


Once your loan is approved, funds are made available in your bank within 72 hours. This is the quickest disbursal for any NBFC bank.


Easy loan approval


Fill an online application form, complete the eligibility check and your loan is approved within 5 minutes. You get loan for amounts up to Rs.25 lakh.


Easy online access


You can login to your loan account and check for details pertaining to interest rate, balance and other information.


Application process


Visit Bajaj Finserv portal, and apply online for Personal Loan in Kolkata. You are required to fill an online Personal Loan application form and provide details like your name Chibuzo Nwokocha Bears Jersey , age, monthly income and address.


Submit this form, get an approval from the bank. Indicate the loan amount and tenor of repayment. Once you provide all the details, your money is credited to your bank account in a short time. You can also choose to apply offline by giving a missed call to the bank or sending a message on the number provided.


What are the documents required for Personal Loan in Kolkata?


The lending bank will ask you for proof of identity and bank statements. Attach the salary slips of the previous 2 months for details of your income. Bank statements of the last three months, and a valid employment ID card must be kept ready.


For identity proof Brandon Mello Bears Jersey , you can choose from passport, Aadhar card, driving license or PAN Card. Valid documents for proof of residence include ration card, latest telephone bill, passport or driver’s license.


Eligibility Check


In order to qualify for a Personal Loan in Kolkata Aaron Rodgers Bears Jersey , you must be a salaried professional aged between 25 to 53 years. Another option would be to fill in your salary details, combined monthly loan EMIs and outstanding amount to determine your Personal Loan eligibility in Kolkata.


The minimum salary required for Personal Loan in Kolkata is Rs.40,000


Fees and other charges


A maximum of Rs.25 lakh is made available to you. As processing fees, you are required to pay 2.25% to 3% of the total loan value. Bajaj Finserv offers attractive interest rates of 12.99% onwards, and a security fee of Rs.999 must be deposited when you apply online.


Summary


Applying for a loan is now simpler and faster. Thanks to technology Vic Wharton III College Jersey , you do not have to endure endless visits to the bank or wait in long queues. A Personal Loan in Kolkata is a good choice to consolidate your debts or finance your son’s wedding. Strike off from your bucket list the long vacation that you always dreamt off.


As our lives go by, it is very certain that there is a time where we need money. If it comes, for whatever reason, it is just very common that we borrow money to sustain such needs. The only options for borrowing money would be through our friends, family members Tim Newman College Jersey , and private hard money loans.


In specific situations of buying a new property to change the old one. And money to finance the prospected property would be insufficient, and you plan to sell the old property. However, it would take time to complete the process. And to avoid losing the transaction to someone else, you can have a bridge mortgage loan. This would use the proceeds of the loan to finance the property and the old one is used as the mortgage. So, if the sale of the old property finally takes place Siulagisipai Fuimaono College Jersey , you can utilize the funds collected from the sale to pay the loan and the new property.


However, private hard money loans generally have a higher interest unlike conventional loans. Also, like all loans, this type of loan requires a mortgage to act as a security of the lender. And, the bridge loan can only fund an amount up to 75% of the property value only.


Hard money lenders are quickly trending in today鈥檚 era. This is because a conventional loan from a bank is very difficult to grasp.


Hard money loans are the last options of borrowing money by individuals and business firms. Because of its minimum requirements and quick processing Nick Henderson College Jersey , it has been the trend nowadays. In hard money loan; a property is the main determinant for the success of the loan. In contrast to conventional loans where the credentials of the loaner is carefully studied before the approval of the loan.


Loans may either feed off you or aid you in your financial burdens, so, you should be wary in entering such agreements. Because once you fail to pay the mortgage and the bridge loan, youl end your properties in repossessed by the lender. So, you should think carefully first before entering a loan transaction.


Always make sure that you can pay your debt. If you plan to borrow money Marshawn Lynch College Jersey , always set yourself a limit of the amount of the money to be borrowed. Do not borrow excessive cash because it could be only useless on your part.


Private hard money loans are temporary loans that can help with your financial problems and at the same time dig you in a deeper problem


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